Cash In A Flash want to ensure everything is clear right from the start.

All upfront and ongoing costs are below so there are no scary surprises!


The standard fees you'll pay if you make all your payments on time.

Establishment Fee

20% of the principal amount

Monthly Fee

4% of the principal amount per month

Direct Debit Fee



Additional fees you could pay if you can't make your repayments on time.

Dishonour / Late Payment Fee


Arrears Letter Fee


Legal and Enforcement expenses

At Cost

As long as the payment is made within 2 days from the due date you will NOT be charged any of the above fees.

Maximum fees and charges, however expressed, equal to a maximum all inclusive equivalent cost rate of 48% APR (excluding the 20% loan establishment fee). WARNING: Costs such as direct debit fees, dishonour/late payment fees, arrears letter fees and legal and enforcement costs are not included in the annual percentage rate but may influence the cost of the loan. The maximum amount recoverable is 200% of the principal loan amount (excluding legal and enforcement costs).